csr subscription

csr subscription
csr subscription

Thursday, June 30, 2022

mtg physics for you subscription

mtg physics for you subscription

mtg physics for you subscription Published this article page no  71  Manodarpan It is an initiative for psychosocial support of teachers students and their families with regard to their mental health and emotional wellbeing in these times. o New National Curriculum and Pedagogical framework for school early childhood and teachers will be launched which will integrate the educational standards with global and 21st century skill requirements. o National Foundational Literacy and Numeracy Mission will be launched by December 2020 for ensuring that every child attains Learning levels and outcomes in grade 5 by 2025. MEASURES ANNOUNCED FOR MIGRANTS AND URBAN POOR Overview The Economic Package tries to ameliorate the hardships faced by poor in general and migrants in particular. This will be effected through measures like credit lines direct benefit transfers among others. Major announcements are as followsOne Nation One Ration Card Initiative  It aims at creating technology systems which will be used for enabling Migrantsto access Public Distribution System (Ration) from any Fair Price Shop in India using the same ration card.  More about the scheme o The scheme is a part of the PMs Technology Driven System Reforms. o It will have 67 crore beneficiaries in 23 states covering 83% of PDS population by August 2020. IntraState portability has already been introduced in 20 States. o According to the scheme all StatesUTs will complete full Fair Price Shop automation (100% National portability) by March 2021. Affordable Rental Housing Complexes (ARHC)  It will be launched under the Pradhan Mantri Awas Yojana (PMAY) by converting government funded housing in the cities into ARHC under PPP mode through concession based arrangements.  It will help migrant workers and urban poor to live in cities by paying reasonable rents at these government complexes.  For this government will incentivise manufacturing units industries institution associations central and state government agencies to develop and operate ARHC. Special Credit Facility for Street Vendors (Allocation Rs. 5000 crore)  The scheme aims to check the adverse impact on the livelihoods of the street vendors due to COVID19 and facilitating easy access to formal credit for street vendors.  It will directly support nearly 50 lakh street vendors.  Under the scheme initial working capital will be up to Rs. 10000 and digital repayments of loans will be incentivized through monetary rewards. Free Food grain Supply to Migrants for 2 months  The aim is to provide food grain assistance (5 kg of grains per person and 1 kg Chana per family per month) to migrants who are not covered in any of the existing schemes such as NFSA or State schemes mtg physics for you subscription buy. 


mtg physics for you subscription

Tuesday, June 28, 2022

meri saheli magazine

meri saheli magazine

meri saheli magazine  Published this article page no  27 Term Members of the MPC will be appointed for a period of four years and shall not be eligible for reappointment. How decisions are made? Decisions will be taken by majority vote with each member having a vote. RBI governors role The RBI Governor will chair the committee. The governor however will not enjoy a veto power to overrule the other panel members but will have a casting vote in case of a tie. What is RBI Monetary Policy? The term Monetary Policy is the Reserve Bank of Indias policy pertaining to the deployment of monetary resources under its control for the purpose of achieving GDP growth and lowering the inflation rate. The Reserve Bank of India Act 1934 empowers the RBI to make the monetary policy. What the Monetary Policy intends to achieve? As per the suggestions made by Chakravarty Committee aspects such as price stability economic growth equity social justice and encouraging the growth of new financial enterprises are some crucial roles connected to the monetary policy of India.  While the Government of India tries to accelerate the GDP growth rate of India the RBI keeps trying to bring down the rate of inflation within a sustainable limit meri saheli magazine buy.


meri saheli magazine

shine india monthly magazine

shine india monthly magazine

shine india monthly magazine Published this article page no  20 The Geneva Convention reminds us to look at the individual even in spaces such as war between nations. 1. The agreement set down the rules for the treatment of prisoners taken in a war situation explicitly putting down that prisoners of war (POWs) would be prisoners of the Power which holds them and not of the unit that had captured them and that they must be treated with honour and allowed to live in humane conditions. 2. The protocol also established that prisoners of war need only truthfully give their names and ranks and that they cannot be coerced to reveal other details about themselves or the operations they have been involved in. 3. All these caveats are to establish the individual as the linchpin of humanity. The Geneva Conventions that originally only addressed the treatment of combatants was later expanded to include noncombatants and civilians as well. Monitoring The Geneva Conventions have a system of Protecting Powers who ensure that the provisions of the conventions are being followed by the parties in a conflict. In theory each side must designate states that are  113 not party to the conflict as their Protecting Powers. In practice the International Committee of the Red Cross usually plays this role. Which countries are signatories? The Geneva Conventions have been ratified by 196 states including all UN member states.  The four conventions and first two protocols of the Geneva Conventions were ratified by the Soviet Union not Russia hence there is a risk of the Russian government of the day disavowing any responsibility under the Conventions in toto shine india monthly magazine buy.


shine india monthly magazine

shine india monthly magazine

shine india monthly magazine

shine india monthly magazine Published this article page no  19 The objectives of the IFAD are threefold 1. To increase the productive capacity of poor people. 2. To increase benefits for them from market participation. 3. To strengthen the environmental sustainability & climate resilience of their economic activities. Insta Curious How roles and functions of the UN Food and Agriculture Organization (FAO) differ from IFAD? Reference read this. InstaLinks Prelims Link 1. About IFAD. 2. Objectives. 3. Reports. Mains Link Discuss about the roles and functions of IFAD. 9. What are the Geneva Conventions guidelines during wartime? Context Russias armed invasion of Ukraine starting February 24 has set off a steady escalation in hostilities on Ukrainian soil and in many cases civilian infrastructure and noncombatants have been impacted.  There is growing concern surrounding the issue of human rights violations. What next? As the evidence of casualties in the civilian population continues to mount the world will increasingly look to the Geneva Conventions for standards to which the invading Russian forces can be held.  Ultimately if there is a compelling case for prosecuting combatants for war crimes crimes against humanity genocide and the crime of aggression it is not inconceivable that evidence would be collected for an investigation and trial at the International Criminal Court (ICC). What are they? The Geneva Conventions is a body of Public International Law also known as the Humanitarian Law of Armed Conflicts whose purpose is to provide minimum protections standards of humane treatment and fundamental guarantees of respect to individuals who become victims of armed conflicts. Importance of Geneva Conventions in todays world of uncertainty shine india monthly magazine buy .


shine india monthly magazine

Monday, June 27, 2022

competition refresher magazine

competition refresher magazine

competition refresher magazine Published this article page no  35 The RSS has passed a resolution calling for a labourintensive Bharatiya Economic Model in view of rising unemployment in the country. What does the resolution say? 1. Society must come forward and participate in building an Atmanirbhar Bharat where the economic model is based on Indian values. 2. The model should be humancentric labour intensive ecofriendly and lay stress on decentralisation and equitable distribution of benefits. 3. It should augment village economy microscale small scale and agrobased industries. 4. Thrust areas as rural employability unorganised sector employment and employment of women as solutions to unemployment. 5. It also urged the youth to come out of the mentality of seeking only jobs. An environment conducive to encouraging entrepreneurship should be created by educating and counselling people especially youth. Indias unemployment rate has been rising and when the effects of demonetisation and the pandemic have hit the economy and dried up opportunities.  The unemployment rate went up to 7.91% in December 2021 from 6.3% in 201819 and 4.7% in 2017 18.  The manufacturing sector is said to have lost 9.8 million jobs between 201920 and December 2021. What needs to be done?  By pushing the government to support small and medium enterprises in the manufacturing sector.  By working with the youth at the grassroots to help them engage into entrepreneurial ventures through agriallied activities and other selfemployment opportunities.  There are ample opportunities for creation of jobs in rural India through industrialisation food processing agriallied activities such as animal husbandry bamboo farming pisciculture etc competition refresher magazine buy.


competition refresher magazine

competition refresher magazine

competition refresher magazine 

competition refresher magazine Published this article page no 34  The Organisation for Economic Cooperation and Development (OECD) recently reported that the Russian invasion of Ukraine could reduce the global growth rate by a percentage this year and increase inflation by twoandahalf percentage points. What were the other important observations made by OECD?  Wars impact on European Union could be high because of its high dependence on Russias energy imports  OECD countries through increased government spending by 0.5% could lessen the impact of inflation on these countries About OECD Origin  Organisation for European Economic Cooperation (OEEC) was founded in 1948 to help administer the Marshall Plan  In 1961 the OEEC was reformed into the Organisation for Economic Cooperation and Development by the Convention on the Organisation for Economic Cooperation and Development and membership was extended to nonEuropean states  Headquarter — Paris France  It works through consensus to develop policy recommendations and other soft law instruments to encourage policy reform in member countries Membership  Currently it has 38 members  India is not a member but a key partner  It is a forum of countries describing themselves as committed to democracy and the market economy  Most OECD members are highincome economies with a very high Human Development Index (HDI) and are regarded as developed countries  It provides a platform to compare policy experiences seek answers to common problems identify good practices and coordinate domestic and international policies of its members. Resources — funded by contributions from member states at varying rates Governance  OECD Council — provide direction and guidance to the work of the Organisation. Each member country is represented.  OECD Substantive Committees — oversee all the work on each theme (publications task forces conferences and so on)  OECD Secretariat — led by the SecretaryGeneral provides support to Standing and Substantive Committees Special bodies and entities associated with OECD  International Transport Forum (ITF) (formally known as the European Conference of Ministers of Transport)  International Energy Agency  Nuclear Energy Agency  Partnership for Democratic Governance (PDG)  Trade Union Advisory Committee (TUAC) Insta curious Know how OECD is helping to usher green and sustainable  competition refresher magazine buy.


competition refresher magazine 

Saturday, June 25, 2022

meri saheli magazine online

meri saheli magazine online

meri saheli magazine online Published this article page no 37  Womens day 2022 Context Womens Day is celebrated every year around the world on March 8. Theme Theme for International Womens Day 2022 (IWD 2022) is Gender equality today for a sustainable tomorrow.It attempts to recognise the contribution of women and girls around the world who are leading the charge on climate change adaptation mitigation and response to build a more sustainable future for all. IWD 2022 campaign theme is #BreakTheBias.It intends to promote a gender equal world which is free of bias stereotypes and discrimination. A world that is diverse equitable and inclusive and where difference is valued and celebrated. History and significance IWD has been celebrated for over a century now but many people think of it purely as a feminist cause. Its roots however are found in the labour movement wherein it was first organised in 1911 by the early 20th century Marxist from Germany Clara Zetkin. What colors symbolize International Womens Day? Purple green and white are the colors of International Womens Day.Purple signifies justice and dignity.Green symbolizes hope.  16White represents purity albeit a controversial concept. The colors originated from the Womens Social and Political Union (WSPU) in the UK in 1908. Need for an International Womens Day According to the World Economic Forum sadly none of us will see gender parity in our lifetimes and nor likely will many of our children. Gender parity will not be attained for almost a century.Women especially young women are at the forefront of diverse and inclusive movements online and on the streets for social justice climate change and equality in all parts of the world.Yet women under 30 are less than 1 per cent of parliamentarians worldwide.This is why this years International Womens Day is a rallying cry for Generation Equality to act for an equal future for all. InstaLinks Prelims Link 1. Brief overview of various days of international importance. 2. Key themes. 3. Special campaigns wrt women in India and around the World. 4. Schemes for women in India. Mains Link Write a note on International Womens Day meri saheli magazine online buy.


meri saheli magazine online

meri saheli magazine online

meri saheli magazine online

meri saheli magazine online Published this article page no  36 In 192526 Bhagat Singh and his colleagues started a militant youth organization called the Naujawan Bharat Sabha.In 1927 he was first arrested on charges of association with the Kakori Case accused for an article written under the pseudonym Vidrohi (Rebel).In 1928 Lala Lajpat Rai had led a procession to protest against the arrival of the Simon Commission. The police resorted to a brutal lathi charge in which Lala Lajpat Rai was severely injured and later succumbed to his injuries.To take revenge for the death of Lala Lajpat Rai Bhagat Singh and his associates plotted the assassination of James A. Scott the Superintendent of Police.  15However the revolutionaries mistakenly killed J.P. Saunders. The incident is famously known as Lahore Conspiracy case (1929).Bhagat Singh and B.K. Dutt threw a bomb on 8 April 1929 in the Central Legislative Assembly in protest against the passing of two repressive bills the Public Safety Bill and the Trade Dispute Bill.The aim was not to kill but to make the deaf hear and to remind the foreign government of its callous exploitation. Trial Both Bhagat Singh and B.K. Dutt surrendered thereafter and faced trial so they could further promote their cause. They were awarded life imprisonment for this incident.However Bhagat Singh was rearrested for the murder of J.P. Saunders and bomb manufacturing in the Lahore Conspiracy case.He was found guilty in this case and was hanged on 23rd March 1931 in Lahore along with Sukhdev and Rajguru.Every year March 23 is observed as Martyrs Day as a tribute to freedom fighters Bhagat Singh Sukhdev and Rajguru meri saheli magazine online buy. 


meri saheli magazine online

Thursday, June 23, 2022

junior science refresher magazine

junior science refresher magazine

junior science refresher magazine  Published this article page no 46  It wants governments to Tell the Truth to Act Now and to Go Beyond Politics in order to confront the climate and ecological emergency that the world is faced with. What activities have XR done so far?  The group had announced a Declaration of Rebellion at launch involving a public act of civil disobedience in London demanding that the government reduce carbon emission to zero by 2025.  The eventual plan was to coordinate actions in other countries and to engage in an International Rebellion in March 2019.  The XR global website however states that the movement is strictly nonviolent and that they are reluctant lawbreakers.  In April 2019 Greta Thunberg the teenage Swedish climate activist lent her support to the group by speaking to its members in London. XR and India  The movement claims to have been inspired by 15 major civil disobedience movements around the world including apart from Womens Suffrage and the Arab Spring Indias struggle for Independence.  It refers to Mahatma Gandhis Salt March in 1930.  XRs website says there are 19 groups in the country including in the cities of Mumbai Pune Delhi Hyderabad Bengaluru Kolkata and Chennai junior science refresher magazine buy.


junior science refresher magazine

competition refresher magazine subscription

competition refresher magazine subscription

competition refresher magazine subscription Published this article page no 36  The importance of bird migrations on the health of the ecosystems is wellestablished.  Saving migratory birds means saving the wetlands terrestrial habitats and saving of an ecosystem benefiting communities dependent on wetlands. Challenges faced by migratory birds 1. Accelerated habitat loss globally during the last decade. 2. Decreased area under water bodies wetlands natural grasslands and forests. 3. Increased weather variability and climate change have resulted in loss of biodiversity for the migratory birds. What is a flyway? A flyway is a geographical region within which a single or a group of migratory species completes its annual cycle – breeding moulting staging and nonbreeding. About the Central Asian Flyway  Central Asian Flyway (CAF) covers a large area of Eurasia between the Arctic and Indian Oceans.  Including India there are 30 countries under the Central Asian Flyway.  The CAF comprises several important migration routes of waterbirds most of which extend from the northernmost breeding grounds in Siberia to the southernmost nonbreeding wintering grounds in West Asia India the Maldives and the British Indian Ocean Territory. Why do countries need to protect Flyways?  Approximately one in five of the worlds 11000 bird species migrate some covering enormous distances. Conserving migratory birds requires cooperation and coordination along the entire flyway between countries and across national boundaries.  154  Safeguarding flyways means protecting the birds from poachers rejuvenating wetlands among others. Saving the wetlands terrestrial habitats help in fulfilling the bigger purpose of saving an ecosystem competition refresher magazine subscription buy.


competition refresher magazine subscription

Monday, June 20, 2022

arihant current affairs magazine monthly

arihant current affairs magazine monthly

arihant current affairs magazine monthly published this article page no     135 false promises some edtech companies are luring parents in the garb of offering free services and getting the electronic fund transfer (eft) mandate signed or activating the autodebit feature especially targeting the vulnerable families.protecting rights of minors majority of the edtech players in india focus on k12 curriculum and competitive exams training and most of their customers are minors. under indian laws minors (i.e. individuals below the age of 18) are not competent to enter contracts.social and ethical concerns biased content delivery implicit influence on career decisions less upskilling and reskilling of educators standardisation and moderation of content without regulatory approvals etc. way forwardstrengthening digital infrastructure need to explore the use of lowcost digital platforms (for ex keralas neighbourhood study centres) for dissemination of learning content to the masses.socialisation it is important to ensure adequate opportunities for social bonding and invest in the emotional wellbeing of students which is largely compromised due to the siloed nature of digital lessons.data protection there should be welldocumented processes and policies on how the data is being collected stored processed analysed and used. contact details of data privacy and legal offices of edtech firms should be made available to endusers.raising awareness educational institutions and government education departments should facilitate awareness campaigns conduct regular auditing and performance reviews of these edtech programmes. dos and donts released by ministry of education (moe) for various stakeholdersavoid automatic debit option for payment of subscription fee.do not blindly trust the advertisements of the edtech companies arihant current affairs magazine monthly buy.


arihant current affairs magazine monthly

arihant current affairs magazine monthly

arihant current affairs magazine monthly

arihant current affairs magazine monthly published this article page no     134 more costeffective than a regular on campus degree this helps students who cannot afford a regular college degree to pursuecomplete their degrees.gamification and rise of edutainment companies have introduced learning through games and puzzles that make it easier and fun for students to understand concepts.imparting onthejob skills career advancement courses by edtech companies could increase the candidates chances of landing better jobs switch jobs get promotions negotiate better pay packages and stay relevant in the industry.supplement the conventional model the existing educational infrastructure is not equipped to meet the additional requirements. elearning can help bridge the gap to a considerable extent.  enable remote education edtech enables scale and speed using a direct to the device model breaks down geographical barriers and allowing students access to highquality education. teachers became facilitators managing remotely.supplement governments digital push several programmes such as digital india and skill india were launched to spread digital literacy create a knowledgebased society and implement three principles access equity and quality of the education policy. need for regulationdisruption to conventional learning due to pandemic as schools and universities switched to digital or online models to allow students to continue their learning it is crucial to be mindful of the gaps in the digital experience.checking cyber threats to prevent cyberbullying monitoring content for material unsuitable for minors ensuring protection of students from cyberattacks or phishing scams screening of teachers instructors content creators etc.privacy concerns privacy policies of the edtech companies are indecisive and ambiguous and assume that consent and responsibility lie with the user. most of the consumers are neither briefed nor have the legal knowhow.neglect of social skills many educational theorists psychologists and sociologists fear that students learning solely online will suffer from a failure to develop social skills that come only from interacting in person with other people arihant current affairs magazine monthly buy.


arihant current affairs magazine monthly

Thursday, June 16, 2022

world focus magazine

world focus magazine

world focus magazine Published this article page no   95 Use of technology to lower cost and widen the reach of financial sector. PMJDY Performance in last Seven years 43.04 Crore accounts opened by 2021 with more than half women. o Out of them 86.5% accounts are operative. Twothird of the accounts are in rural and semiurban areas with nearly 5 crore PMJDY account holders receiving direct benefit transfer (DBT) from the Government under various schemes. Deposits under accounts increased about 6.38 times from 2015 to 2021. Jan Dhan Darshak App It provides a citizen centric platform for locating banking touch points such as bank branches ATMs Bank Mitras Post Offices etc. Over 8 lakh banking touch points have been mapped on the GIS App. It is also being used for identifying villages which are not served by banking touch points within 5 km KEY CONCEPTS AND INFORMATION ON FISCAL POLICY Debt to GDP Ratio It is the ratio of a countrys public debt to its gross domestic product (GDP). It indicates a countrys ability to pay back its debts. o Fiscal Responsibility and Budget Management (FRBM) Act mandated debttoGDP ratio of the Centre to be brought down to 40% and that of states to 20% by 202425. Fiscal Deficit It is the difference between the total income of the government (total taxes and nondebt capital receipts) and its total expenditure. o Fiscal Deficit = Total expenditure of the government (capital and revenue expenditure)Total income of the government (Revenue receipts + recovery of loans + other receipts). StrategicNonstrategic sector bifurcation Guidelines for Central Public Sector Enterprise (CPSE) Disinvestment Released by Ministry of Finance. New Guidelines aims at privatization merger closure or subsidiarization of nonstrategic CPSEs to implement new PSE Policy. Main objective Reduce financial burden on government introduce competition and market discipline encourage wider share of ownership etc. ITAT edwar It is an efiling portal of Income Tax Appellate Tribunal (ITAT) launched by Ministry of Law. It will enhance the accessibility accountability and transparency in the day to day working of the ITAT with other benefits of economization of the use of paper savings in costs and rationalization of the fixation of cases leading to quicker disposal of cases. Place of Effective Management (POEM) With increased exodus of businesses and families by HNI individuals post Covid19 the risks of flouting POEM has increased world focus magazine buy.


world focus magazine

world focus magazine

world focus magazine

world focus magazine Published this article page no   96 Under Section 6 of the IT Act POEM is defined as a place where key management and commercial decisions that are necessary for the conduct of the business of an entity as a whole are in substance made. It was introduced in 201718 to curb practice of limiting the scope for the Indian tax authorities by artificially shifting insignificant or isolated events related to control and management outside India to avoid residential status and thereby tax in India. Supplementar y grant The additional grant required to meet the required expenditure of the government is called Supplementary Grants. This grant is mentioned under Article 115 of the Constitution. Gini Coefficient Gini coefficient is a popular tool to measure income distribution inequalities globally. o Lorentz curve is the graphical representation of this inequality and intimately related to the Gini coefficient. Gini coefficient ranges from 0 (or 0%) to 1 (or 100%) with 0 representing perfect equality and 1 representing perfect inequality. Kshaped recovery Kshaped recovery happens when different sections of an economy recover at starkly different rates. While certain industries and individuals pull out of a recession others stagnate. Indias real estate sector sees Kshaped recovery where the residential segment experienced healthy growth the office segment remained lacklustre. K shaped recovery is also observed in Job market Lowerskilled workers lost their jobs disproportionately while job losses arent as significant for office workers in financial service sectors.  BANKING 2.1.1. PRIVATIZATION OF PUBLIC SECTOR BANKS Why in news? Recently the Finance secretary said that the government will eventually privatize most of the Public Sector Banks (PSBs) and keep its presence to a bare minimum. Benefits of PSBs Privatization Better human resource management through increased professional management. Improved competitiveness due to autonomous decision making (no government interference). Promote innovation and expertise development for cost effective services and higher customer satisfaction. Improved assets quality and efficiency of debt coverage and help them to retain and attract Urban and semiurban consumers. Concerns over PSBs Privatization Financial exclusion of the weaker sections due to profit driven private banks with concentration largely around the metropolitanurban areas. Reduced employment opportunities for the youth especially people from deprived sections with reservation. Concerns over safety of deposits due to removal of the sovereign guarantee behind the PSB. Macroeconomic effects of bank failures as happened in the past leading to bank nationalisation in 1969. Recent Steps to strengthen PSBs Enhanced Access and Service Excellence (EASE) was started in FY19 as part of PSBs reforms Agenda based on a unique Reforms Index. o For 202122 new reforms are designed under EASE 4.0 to further the agenda of customercentric digital transformation and deeply embed digital and data into PSBs ways of working. Launch of PSBloansin59minutes.com and adoption of the Trade Receivables Discounting System (TReDS) for digital lending for MSMEs and retail customers Empowerment of bank Boards to recruit the banks Chief Risk Officer from the market on marketlinked compensation world focus magazine buy.


world focus magazine

world focus magazine

world focus magazine

world focus magazine Published this article page no   97 Infusion of Rs.3.17 lakh crore by the Government and Mobilisation of over Rs. 2.49 lakh crore by the banks themselves etc. Domestic Systemically Important Banks (DSIBs) DSIBs are the banks considered as too big to fail by RBI due to their size crossjurisdictional activities complexity and lack of substitute and interconnection. Banks whose assets exceed 2% of GDP are considered part of this group such as SBI ICICI Bank HDFC Bank continues to remain DSIB. As per the framework from 2015 the central bank has to disclose names of banks designated as DSIB. PROMPT CORRECTIVE ACTION (PCA) Why in news? Recently RBI issued revised norms for commercial banks that are to be placed under the Prompt Corrective Action (PCA) framework with effect from January 1 2022. More on News RBI has also issued Prompt Corrective Action (PCA) Framework for NonBanking Financial Companies (NBFCs) to tighten regulation over weaker NBFCs. It will cover All Deposit Taking NBFCs [NBFCsD Excluding Government Companies] All NonDeposit Taking NBFCs in Middle Upper and Top Layers (NBFCsND) including Core Investment Companies (CICs) [Excluding  (i) NBFCs not acceptingnot intending to accept public funds (ii) Government Companies (iii) Primary Dealers and (iv) Housing Finance Companies]. About PCA PCA is a framework under which financial institutions usually banks and now NBFCs as well with weak financial metrics are put under watch by the RBI. It was first introduced in 2002 as a structured earlyintervention mechanism for banks that become under capitalised due to poor asset quality or vulnerable due to loss of profitability. It was last reviewed in 2017 based on the recommendations of the Financial Stability and Development Council and the Financial Sector Legislative Reforms Commission. Important changes in the PCA Framework for Banks Parameters Three parameters Capital Asset Quality and Leverage to be monitored under the revised framework with three risk thresholds from 1 to 3 in the increasing order of severity. o The revised framework has removed return on assets as an indicator. Applicability To apply on all banks operating in India including foreign banks operating through branches or subsidiaries based on breach of risk thresholds of identified indicators. o However payments banks and small finance banks (SFBs) have been removed from the list of lenders where prompt corrective action can be initiated. Entry PCA Framework will apply based on the Audited Annual Financial Results and the ongoing Supervisory Assessment made by RBI or if circumstances so warrant. Exit Based on the Supervisory comfort of RBI and no breaches in risk thresholds in any of the parameters for four continuous quarterly financial statements one of which should be Audited Annual Financial Statement (subject to assessment by RBI) Corrective actions prescribed after a bank or NBFC is placed under PCA Mandatory and Discretionary actions by RBI Specifications Mandatory actions Discretionary actions Risk Threshold 1 Restriction on dividend distributionremittance of profits. PromotersOwnersParent (in the case of foreign banks) to bring in capital. Restriction on issue of guarantees or taking on other contingent liabilities on behalf of group companies (only for CICs) Special Supervisory Actions Strategy related Governance related Capital related Credit risk related Market risk related HR related Profitability related OperationsBusiness related Any other Risk Threshold 2 In addition to mandatory actions of Threshold 1 Restriction on branch expansion domestic andor overseas Risk Threshold 3 In addition to mandatory actions of Threshold 1 & 2 Appropriate restrictions on capital expenditure other than for technological upgradation within Board approved limits world focus magazine buy.


world focus magazine

Wednesday, June 15, 2022

pratiyogita kiran

 pratiyogita kiran

pratiyogita kiran Published this article page no  07 Tropical cyclone Amphan intensified rapidly in the Bay of Bengal to become a Super Cyclonic Storm – the equivalent of a strong Category 4/weak Category 5 on the Saffir Simpson scale. It weakened ahead of landfall on Wednesday 20 May as a very severe cyclonic storm (strong Category 2 equivalent) bringing dangerous winds storm surge and flooding to coastal areas of West Bengal in India and Bangladesh. Amphan (pronounced Um-Pun) impacted densely populated areas including the Indian city of Kolkata (Calcutta) at a time when restrictions due to the COVID-19 pandemic is complicating disaster management – and making it more necessary than ever before. Tropical Cyclone Naming Tropical cyclones can last for a week or more therefore there can be more than one cyclone at a time. Weather forecasters give each tropical cyclone a name to avoid confusion. Each year tropical cyclones receive names in alphabetical order. Women and mens names are alternated. The name list is proposed by the National Meteorological and Hydrological Services (NMHSs) of WMO Members of a specific region and approved by the respective tropical cyclone regional bodies at their annual/ bi-annual sessions. Nations in the western North Pacific began using a new system for naming tropical cyclones in 2000 pratiyogita kiran buy.

 pratiyogita kiran

pratiyogita kiran

 pratiyogita kiran

pratiyogita kiran Published this article page no  06 CSIR-National Aerospace Laboratories (NAL) Bangalore a constituent of lab of CSIR has developed a Non Invasive BiPAP Ventilator in a record time of 36 days to treat COVID-19 patients.BiPAP Non- Invasive ventilator is a microcontroller-based precise closed-loop adaptive control system with a built-in biocompatible 3D printed manifold & coupler with HEPA filter (Highly Efficient Particulate Air Filter). These unique features help to alleviate the fear of the virus spread. It has features like Spontaneous CPAP Timed AUTO BIPAP modes with provision to connect Oxygen concentrator or Enrichment unit externally. The system has been certified for safety and performance by NABL accredited agencies. The system has undergone stringent biomedical tests and beta clinical trials at NAL Health Centre. The major advantage of this machine is that it is simple to use without any specialised nursing cost effective compact and configured with majority of indigenous components. This is ideal for treating COVID-19 patients in Wards Make shift Hospitals dispensaries and home in current Indian COVID-19 scenario. CSIR-NAL is in process of taking it forward with the regulatory authorities for the approval and expected to get shortly. CSIR-NAL has already initiated dialogue with major public/private industries as a partner for mass production. Swasth Vayu HEALTH Non-invasive Ventilator with externally connected Oxygen concentrator will be ideal to treat moderate or mid-stage severe COVID-19 patients who do not require intubation and invasive ventilation pratiyogita kiran buy.

 pratiyogita kiran


pratiyogita kiran

 pratiyogita kiran

pratiyogita kiran Published this article page no 01 The National Innovation Foundation – India (NIF) an autonomous body of the Department of Science and Technology (DST) has identified several S&T based innovative solutions through the Challenge COVID-19 Competition (C3) a campaign which was running from 31 March to 10 May 2020 for engaging innovative citizens to come up with ideas and innovations to tackle the pandemic. NIF is providing incubation and mentoring support for further dissemination to the generator of the ideas. A foot-operated device for hand sanitisation and washing and an innovative sprayer for sanitization are the two recently supported innovations under the campaign. Shri Mupparapu Raju from Warangal Telangana has designed the foot-operated device for hand sanitisation and washing which is a timely solution in response to need for contactless devices in the prevailing COVID-19 environment. It facilitates dispensing of soap and water by way of operating the device by foot and not hands pratiyogita kiran buy.

 pratiyogita kiran

General knowledge refresher

General knowledge refresher General knowledge refresher  published this article page no 14 this article was published in magazine  for drugs...